Rates and Insurance
Rates
I understand that committing to therapy is both a personal and financial investment.
I work with both insurance and private-pay clients and want fees and coverage to be as clear as possible from the beginning.
Private-Pay Rates
Individual Therapy — $125 per 50-minute session
Couples Therapy — $145 per 50-minute session
Clinician, Educator & Military Rate
I offer an $85 per session rate for fellow clinicians, educators, healthcare professionals, first reposnders, and military-connected clients.
Supporting people who spend so much of their own lives helping, teaching, caring for, and serving others is important to me.
Insurance:
I do accept the following major Insurances (and MANY smaller ones/subsidiaries, and EAP's, so please inquire)
ACS Benefit Services
Aetna
Allied Benefit Systems
Anthem
Aspirus Health Plan
Banner Health
BHS EAP (coming soon)
Blue Cross/Blue Shield
Caprock- 90 Degrees
Centivo
Cigna
EBMS
Fairos/Occunet
GEHA (Aetna)
Gravie Administrative
HealthComp
Health EZ
Intermountain EAP
Kaiser
Lucent Health
Luminare Health
Medical Mutual
Meritain Health
Optum
Oscar
TriWest
Trustmark
United
WebTA
Velocity
Insurance benefits vary tremendously by plan. I encourage clients to verify their outpatient mental-health coverage directly with their insurance company, including deductibles, copays, coinsurance, and telehealth benefits.
Couples Therapy & Insurance
Insurance coverage for couples therapy can be complicated.
Health insurance generally covers treatment of a diagnosed mental-health condition rather than relationship improvement alone.
Depending on your plan and clinical circumstances, couples sessions may be eligible for insurance billing when the service meets medical-necessity requirements.
Some couples choose private pay so the treatment can remain focused entirely on the relationship without insurance diagnosis or medical-necessity requirements.
We can discuss your specific situation before beginning.
I also find that sometimes, my clients and I both enjoy the freedom we have to work on the issues as they present and not to meet the demands of managed care and diagnosis requirements. This is particularly true for Family/Couples work. You are welcome to choose to opt out of using your insurance at anytime and choose to pay out of pocket.
If I do not currently accept your insurance, I am also happy to provide all clients with what is known as a "superbill", which will allow you to request reimbursement from your insurance company at their discretion.
Reduced Fee
Reduced fee services/sliding scale are available on a limited basis please follow this link for more information. https://openpathcollective.org/clinicians/amberly-gallagher/
Payment
Cash (exact), check and all major credit cards accepted for payment. Any non-sufficient funds checks will be charged an extra $25 and an alternative method of payment will be required in the future. Any existing balances are subject to collections activity, to include sharing of your information with a third-party debt collector.
Cancellation Policy
If you do not show up for your scheduled therapy appointment, and you have not notified me, you will be required to pay the full cost of the session.
Cancellations with less than 24-hours notice will result in a $65 fee
Contact
Questions? Please call me confidentially at 719-306-6222, send me an email to [email protected], or fill out the form below.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
• Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.